- November 11, 2014
- Business
Payments APIs – The last mile to realising the Holy Grail in Payments?
Recently, three of the world’s biggest financial services firms—Mastercard, Visa and Citi—have promised to ditch their insular approach and open up their platforms to partners. APIs in Payments has become the forefront of Bank strategies to not only retain but grow market share, grow traction
- March 26, 2013
- Business
Creating Conditions for Change
In my last contribution to this blog, I made some fairly broad (and arguably common sense) statements on why change programmes often deliver disappointing results and what powerful forces come into play that will prevent an organisation from effecting change . It would seem only
- March 13, 2013
- Business
Why Change Programmes Fail
Anyone who’s worked in a large organisation for any length of time is likely to have experienced transformational change in one form or another. By (bad?) luck rather than judgment, I have been at the pointy end of some fairly significant change programmes during my
- December 4, 2012
- Technology
Mainframes – the Unsung Heroes of Payments
I came across an article the other day on a Mainframe Site by Marcel den Hartog called ‘Why do mainframe applications run FOREVER?!?’ I feel it is worth sharing with all those young guns out there. To quote Mr den Hartog “We simply don’t make
- July 31, 2012
- Card Processing, Technology, Vendors
Has the disruptive change created a perfect storm for Processors?
In our estimation there are somewhere in the region of 700 banks looking to change their payments infrastructure. This change has been driven by the M&A activity of banks, processors and payments vendors, leading payments solutions attracting “maturity” status and the pace of innovation within
- July 31, 2010
- Global Payments Knowledge
It seems 2010 is yet another year where more is being achieved during summer than in the previous year
While some activity certainly slowed due to normal vacations, it seems 2010 is yet another year where more is being achieved during summer than in the previous year. The apparent theme that seems to be emerging from the news during this period suggests: ―Are the
- March 10, 2010
- Card Processing
The cards payments world is ramping up like never before…
M&A‘s, consolidation and technology change in just the past 2 years has left many quandaries and few definitive answers. The realisation is now quickly spreading worldwide that there is high risk and big spends coming for many of what was regarded as stable card businesses