- December 14, 2012
- Interchange
If the Force is with the Mega Processors what price card scheme fees?
It is becoming increasingly obvious to me that the Global and Regional card payment processing organisations have their sights set, if not on world or territorial domination, certainly on ever increasing size and scale. Where organic growth fails to deliver to aspirations, smaller operations are
- December 12, 2012
- Global Payments Knowledge
Decreasing Volume-Increasing Value
According to a recent Gartner Press Release “The Top 10 Strategic Technology Trends for 2013” we are in the middle of a race to the unknown future of payments applications. There is no clear goal, no clear steps and the most important insufficient people. Therefore all
- November 1, 2012
- Card Processing, Global Payments Knowledge
In an increasingly congested Payments Market who will come out on top – the Old Guard or the new Young Pups?
Traditional Banks are often seen as slow, cumbersome organisations who can’t manoeuvre quickly because they are saddled with huge legacy systems held together with sticky tape and plaster. They have a largely process oriented workforce, are inefficient and bureaucratic, and operate with a very expensive
- September 26, 2012
- Card Processing
Is it Time You Revisited the Business Case for EMV?
The business case for implementing EMV technology has changed for the better (in terms of their significance for the bottom line of the business case) over the last couple of years: Direct cost of fraud in the U.S. is definitely on the rise. Additionally, the
- July 31, 2012
- Card Processing, Technology, Vendors
Has the disruptive change created a perfect storm for Processors?
In our estimation there are somewhere in the region of 700 banks looking to change their payments infrastructure. This change has been driven by the M&A activity of banks, processors and payments vendors, leading payments solutions attracting “maturity” status and the pace of innovation within
- July 26, 2012
- Card Processing, Strategy, Vendors
The challengers have arrived
For the last 30 years the payments acquiring market has been dominated by three products: BASE24, Postilion and Connex and the suppliers behind them (ACI, S1 and FIS). However the times are changing and for these vendors is it tanks on the lawn time? Following
- March 10, 2010
- Card Processing
The cards payments world is ramping up like never before…
M&A‘s, consolidation and technology change in just the past 2 years has left many quandaries and few definitive answers. The realisation is now quickly spreading worldwide that there is high risk and big spends coming for many of what was regarded as stable card businesses