- April 16, 2012
- Card Processing
Is it “The End of Cards” or “The Future of Cards”?
It is very easy to say that the Alternative Payments Methods; Mobile, Square, iZettle, e-Commerce, Cloud Wallets etc., are approaching mass and will “replace” cards in the future. Appropriate historical analogies could be: “Cards are the end of Cash” – a statement recurring for about
- March 5, 2012
- Digital Payments, Global Payments Knowledge, Payment Research, Strategy, Technology
Mobile Commerce: Mass Usage Around the Corner?
This year’s iconic Mobile World Congress event in Barcelona, not only had the usual device releases but more significantly it had for the first time a wave of major mobile payments announcements. Probably the most active organisation was Visa, announcing key deals with Orange, Intel
- January 30, 2012
- Global Payments Knowledge, Strategy, Technology
True Partnerships Gaining Momentum in the Payments Industry
Recent news reinforces that the Payments Industry is continuing towards a full blown disruption change cycle. Within this cycle massive opportunities abound, rule books are rewritten and unfortunately a trail of casualties are left by those who didn’t adapt quickly. Refreshingly this month, several leading
- December 15, 2011
- Digital Payments, Strategy, Technology
The Future of the NFC Ecosystem
Whereas various NFC research studies predict an amazing commercial future of NFC services, which may result in around 860 million NFC handsets being shipped worldwide and €110BN in payment value globally by 2015, the key question to success really is how the commercial quotes are
- September 20, 2011
- Global Payments Knowledge
Payments Industry entering its own “.com” revolution?
At least two fundamentals created the previous “.com” era; Ideas abounded on radical ways to capture new opportunities converting to mega revenue and instant large corporations Money was cheap and readily available – the investment community had deep pockets and could raise cash readily and
- August 2, 2011
- Global Payments Knowledge, Technology, Vendors
Disruptive Change in the Payments Industry
For many years the payments industry has been largely stable and predictable; today the industry is changing at a pace never seen before. Historically industries such as Telecoms and Automotive have experienced very similar change described as “The Disruptive Change Cycle”. Essentially the dynamics of
- March 20, 2011
- Global Payments Knowledge
Implementing your next 10 year Payments Roadmap; Effectively and Now.
We all know the world is changing rapidly and significantly. Almost all of us have a deep sense of eventual threat with a belief that if we don‘t adapt accordingly, at some point, then we will be disadvantaged. PayX concurs; to a level we built
- December 20, 2010
- Digital Payments, Global Payments Knowledge
Mobile Banking/Payments stories are the core of the industry news this month
Mobile Banking/Payments stories are the core of the industry news this month, which perhaps is a good omen for 2011’s activities. Mobile Banking/Payments in our opinion has now gone from the Innovation Stage through to Established, meaning that it will continue to grow and remain,
- October 17, 2010
- Global Payments Knowledge
Clearly the expected market movement of Autumn is upon us.
Currently we are seeing two themes emerge. Firstly, mobile/”easy device” payments methods are hitting the news from many varied sources and angles. These range from new methods such as iPhone and Blackberry payments, through to the continual geographical emergence of pilots and major growth in