- July 17, 2013
- Digital Payments
The Tipping Point of Mobile Payments
According to Wikipedia, a tipping point is ‘a point in time when a group —or a large number of group members— rapidly and dramatically changes its behaviour by widely adopting a previously rare practice.’ In a PayX blog in December 2012 we talked about Mobile
- November 27, 2012
- Digital Payments, Global Payments Knowledge, Payment Research, Strategy
Does Payments Innovation Really Need To Take 10 Years?
Last week I was lucky enough to present my thoughts on Payment Trends at the CAC Card Academy event down in Oslo. For those of you who don’t know this was the last in a series of conferences which focus on Payment Card matters in the
- October 5, 2012
- Card Processing, EMV, Global Payments Knowledge, Technology
EMV has been cracked, credit card cloning begins OMG – oh hang on maybe not!
The other day I came across this interesting article about cloning EMV cards it makes a number of pretty bold claims including the following: I differentiated pages instead using the EMV Unpredictable Number field – a 32 bit field that’s supposed to be unique to