According to Wikipedia, a tipping point is ‘a point in time when a group —or a large number of group members— rapidly and dramatically changes its behaviour by widely adopting a previously rare practice.’ In a PayX blog in December 2012 we talked about Mobile payments reaching a tipping point – ‘maybe we have reached…
Last week I was lucky enough to present my thoughts on Payment Trends at the CAC Card Academy event down in Oslo. For those of you who don’t know this was the last in a series of conferences which focus on Payment Card matters in the Nordics and Baltic Rim countries. It was a great chance…
The other day I came across this interesting article about cloning EMV cards it makes a number of pretty bold claims including the following: I differentiated pages instead using the EMV Unpredictable Number field – a 32 bit field that’s supposed to be unique to each transaction. I soon got muddled up… it turned out…