Both of the international card schemes Visa and MasterCard, include in their impressive array of member fee tariffs an assessment fee for Issuers that breach a percentage threshold of authorisation referral responses to authorisation requests received. The percentage is 0.5% but that is incidental. Both
As part of the recent migration programme I was on, a significant part of that programme was to migrate and upgrade the ATM estate for a UK Banking group. The ATM estate had to be upgraded due to its age, outdated communications, and the need