- March 29, 2016
- Newsletter
UBER-ising Your Payments Customer Experiences – Key Success Criteria
Straight from Harvard… PayX International recently was involved in the Innovation Project 2016 held at the Memorial Hall, Harvard University, in association with PYMNTS.com. The surroundings and architecture were magnificent and one marvels at the history and discussions and debates that must have taken
- March 17, 2016
- Global Payments Knowledge
DAY 1 Innovation Project: Who’s enabling Payments Innovation?
DAY 1 kicked off yesterday in the grand surroundings of Harvard University, USA. Our PayX analysts are there alongside some of the most meaningful minds, emerging disruptors and entrepreneurial visionaries in the worlds of payments and commerce. Here are some of their highlights and observations from
Defying Online Fraud Post US EMV Migration
Such is the norm in the payments industry that the fundamentals of fraud are that it doesn’t go away, it just moves to point of least resistance. On Tuesday, March 10, at 1 p.m. (EST), Dr. Thomas Rand-Nash, Director of Operations at Brighterion, Julie Conroy,
- February 5, 2015
- Newsletter
Success in Payments means New Value on Existing Infrastructure – PayX Industry News
Our regular round up of the latest news in the Payments Industry. If you would like to receive our newsletter straight to your inbox, you can subscribe here Top Stories EMV: U.S. Won’t Make October Deadline What will the next era of payments
- August 7, 2013
- Newsletter
Payments Industry adapts: VISA & Mastercard simplify US EMV – PayX Industry News – Issue 34
Our regular round up of the latest news in the Payments Industry. If you would like to receive our newsletter straight to your inbox, you can subscribe here Top Stories Visa and MasterCard Support Common Solutions to Enable U.S. Chip Debit Routing North
- April 15, 2013
- Global Payments Knowledge
Time to Depose King Cash?
Having been in the card an online payment industry for over 25 years and seeing in my own lifetime the change of the banking industry moving to electronic payment and card payment in particular, it has always the perennial question has always fascinated me on
- November 7, 2012
- Global Payments Knowledge
In the battle for supremacy is the answer always to call in the regulator?
The long-established payments infrastructures of the world are immensely powerful beasts and seem to have got their strategy right. As a platform they appear to be designed to stem any immediate threat from new entrants by being both awkward and costly to work with. These
- November 1, 2012
- Newsletter
Getting ‘back to core business’
Over the last 4 years we have seen the payments industry in “disruptive change”. Well established organisations have all been challenged by alternative players and all are moving through change cycle stages with varying degrees of speed and success. What appears to be most interesting
- October 5, 2012
- Card Processing, EMV, Global Payments Knowledge, Technology
EMV has been cracked, credit card cloning begins OMG – oh hang on maybe not!
The other day I came across this interesting article about cloning EMV cards it makes a number of pretty bold claims including the following: I differentiated pages instead using the EMV Unpredictable Number field – a 32 bit field that’s supposed to be unique to