Has the disruptive change created a perfect storm for Processors?

In our estimation there are somewhere in the region of 700 banks looking to change their payments infrastructure. This change has been driven by the M&A activity of banks, processors and payments vendors, leading payments solutions attracting “maturity” status and the pace of innovation within

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Is it “The End of Cards” or “The Future of Cards”?

It is very easy to say that the Alternative Payments Methods; Mobile, Square, iZettle, e-Commerce, Cloud Wallets etc., are approaching mass and will “replace” cards in the future. Appropriate historical analogies could be: “Cards are the end of Cash” – a statement recurring for about

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True Partnerships Gaining Momentum in the Payments Industry

Recent news reinforces that the Payments Industry is continuing towards a full blown disruption change cycle. Within this cycle massive opportunities abound, rule books are rewritten and unfortunately a trail of casualties are left by those who didn’t adapt quickly. Refreshingly this month, several leading

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Disruptive Change in the Payments Industry

For many years the payments industry has been largely stable and predictable; today the industry is changing at a pace never seen before. Historically industries such as Telecoms and Automotive have experienced very similar change described as “The Disruptive Change Cycle”. Essentially the dynamics of

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