- April 15, 2013
- Global Payments Knowledge
Time to Depose King Cash?
Having been in the card an online payment industry for over 25 years and seeing in my own lifetime the change of the banking industry moving to electronic payment and card payment in particular, it has always the perennial question has always fascinated me on
- October 5, 2012
- Card Processing, EMV, Global Payments Knowledge, Technology
EMV has been cracked, credit card cloning begins OMG – oh hang on maybe not!
The other day I came across this interesting article about cloning EMV cards it makes a number of pretty bold claims including the following: I differentiated pages instead using the EMV Unpredictable Number field – a 32 bit field that’s supposed to be unique to
- October 4, 2012
- Business, Card Processing, Interchange, Payment Research, Strategy
To Err is Human … to Receive Correct Interchange Fees Divine
New products, new channels, massive technological change and all bundled up into two major releases each year by the card schemes, well, as it says in each closing episode of Frasier – ‘What is a boy to do’ Put simply, the ambition to keep interchange