AI in Payments: What’s Real (and What’s Just Hype)

“AI will revolutionise payments.” You’ve heard it. Probably this week. But here’s the truth: AI isn’t magic. It’s math. And in payments, math only matters if it improves performance. So what’s real? ✔ Higher authorisation rates through intelligent routing ✔ Better fraud detection with adaptive models ✔ Smarter retry logic that recovers revenue ✔ Faster…