PSD₂ and Open Banking catalysts for launch of Africa’s first financial graph

Since PSD₂ came into effect in January 2018, the world’s traditional banks have been irrevocably impacted. By opening up access to consumers’ financial data, previously owned exclusively by the banks, the new regulation allows fintech start-ups to legally access this data, once consumers have opted-in, and offer banking-type services – without needing a bank to do so. This has allowed more players to enter the market under regulatory supervision.

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