You’re in the news – with success or failure, your choice!

The UK banking market unfortunately hit the front pages again with an RBS core systems failure impacting millions of customers. As Banks try to “deliver more with less” we are seeing more of these events around the world. As consolidation of banks continues combined with

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Card Terminals: A thing of the past?

We’ve talked about mobile commerce and how new ways to pay would have an effect on cards, but maybe the biggest shift we will see in the near term is mobile phones taking on the role of the payment terminal. Following the success of Square

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Is it “The End of Cards” or “The Future of Cards”?

It is very easy to say that the Alternative Payments Methods; Mobile, Square, iZettle, e-Commerce, Cloud Wallets etc., are approaching mass and will “replace” cards in the future. Appropriate historical analogies could be: “Cards are the end of Cash” – a statement recurring for about

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Mobile Commerce: Mass Usage Around the Corner?

This year’s iconic Mobile World Congress event in Barcelona, not only had the usual device releases but more significantly it had for the first time a wave of major mobile payments announcements. Probably the most active organisation was Visa, announcing key deals with Orange, Intel

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True Partnerships Gaining Momentum in the Payments Industry

Recent news reinforces that the Payments Industry is continuing towards a full blown disruption change cycle. Within this cycle massive opportunities abound, rule books are rewritten and unfortunately a trail of casualties are left by those who didn’t adapt quickly. Refreshingly this month, several leading

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Nets and PayX International sign 5 year Strategic Partnership Agreement

Press Release – 10 January 2012     London – PayX International, a leading international Payments Knowledge Provider™ and Nets, a leading Nordic and Northern European Payments Provider, have signed a long term Strategic Partnership agreement over five years, for the continued provision of specialised

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The Future of the NFC Ecosystem

Whereas various NFC research studies predict an amazing commercial future of NFC services, which may result in around 860 million NFC handsets being shipped worldwide and €110BN in payment value globally by 2015, the key question to success really is how the commercial quotes are

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m-Commerce accelerates

There has been a considerable acceleration of change within the mobile market space where both the NFC enabled players (Google Wallet) and non NFC Players (PayPal / Square / I Zettle) continue to create the new flight path whilst the schemes, banks and processors play

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Payments Industry entering its own “.com” revolution?

At least two fundamentals created the previous “.com” era; Ideas abounded on radical ways to capture new opportunities converting to mega revenue and instant large corporations Money was cheap and readily available – the investment community had deep pockets and could raise cash readily and

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Disruptive Change in the Payments Industry

For many years the payments industry has been largely stable and predictable; today the industry is changing at a pace never seen before. Historically industries such as Telecoms and Automotive have experienced very similar change described as “The Disruptive Change Cycle”. Essentially the dynamics of

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