The Biggest topic at Money2020 Europe was….Platforms!

by PayX Group CEO, Adrian Hausser Glad my talk was “Build Platforms, load Data, make Money” all based on what Asia’s Ant Financial (Alipay and Alibaba) and Tencent (wechat) is doing so smack in middle of topic of interest ! Fintech continue to advance, crypto

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5 Points to ensure your payments business survives the onslaught of Next Gen competitors

1. Adapt your current business model If you’ve not noticed, big things are afoot in the banking world, how could you not notice!?  With the introduction of Open Banking in Europe (and similar movements across the world) coupled with the wave of technology-based challengers in

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16 Blockchain Disruptions (Infographic)

  Courtesy of  

PayX Present at PayExpo Americas 2017

PayX were proud to be selected to be part of the UK delegation to join the FinTech mission to Mexico and participate at PayExpo Americas 2017. Here are some shots of our CEO Adrian Hausser and Senior Management Consultant Vince Power presenting at the event.

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PayX Selected to Join FinTech Mission to Mexico

PayX are delighted to be part of the UK delegation to join the FinTech mission to Mexico and participate at PayExpo Americas 2017. PayX were chosen by the British Embassy in Mexico-through the Department for International Trade as one of the top 5 FinTech companies

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Payments VALUE or HYPE – Real Opportunities vs Distractions

This article is intended for those pragmatically focused on growing mainstream sustainable payments businesses now. If you want to consider sexy or outside chance plays, then perhaps this is not for you.   This article lists what we see as the top key payments industry

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MPE 2017 perspectives of the European Card Acquiring in 2020

What are the key success factors in the world of digital acquiring and ongoing consolidation?   The card acquiring industry is undergoing huge changes on its way to reposition for the digital age. Banks, PSPs and monoline acquirers are working on their modern acquiring strategies

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Payments FinTech Bubble – Where next?

A key question affecting everyone in Payments, we look at opinions from both sides from market specialists. What we know for sure is that few FinTechs have hit it big, of course the golden question is, which are the lucky few doing what & who get to play and win?

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How Can Banks in Europe Prepare Themselves for PSD2?

This article talks about PSD2 regulations and how banks partner with FinTech.

PAYMENT FUTURES: To play or not to play, that is the question

PAYMENT FUTURES: What to do When   Is 2016 the year that all the promises of mass consumer adoption of new payment mechanisms finally occur? Or will it be another year of trials, debate, pilots and incumbents simply having one eye open for new, and

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PayX – Open APIs – New Value Propositions in Payments

At the Payments Knowledge Forum (PKF) in London, PayX delivered a powerful presentation – ‘Open APIs -New Value Propositions in Payments’.       This detailed and informative presentation covers: What is an API? How APIs can facilitate how you monetise your company assets How

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Global PSD2 and Open Banking Market 2018-2023

The analysts forecast the PSD2 and Open Banking Market is expected to grow worth of USD +XX Billion and at a CAGR of +X% over the forecast period 2018-2023. Open banking is a banking service in which the bank account data is shared through secured open Application Programing Interface (APIs). This type of service provides convenience to the customers or businesses that can manage their wealth more effectively. 

Top Stories – FCA approves Experian for Open Banking and PSD2 services

Experian will provide Open Banking and PSD2 (Payment Services Directive 2) services after the Financial Conduct Authority (FCA) has granted it permission to operate as an Account Information Services Provider (AISP)…

Moody’s: Open Banking will improve underwriting, but raises prospect of higher consumer leverage | Markets Insider

Open Banking will improve underwriting, but raises prospect of higher consumer leverage

91% of consumers have no idea what Open Banking is – MicroMoney.iO 

What are the most important factors that influence consumers’ buying behavior? Sounds like an easy question but if it were there was only one approach, the topic would be done with. The number of variables that could influence consumers’ buying behavior is extensive: gender, age, time, city, country, social factors, purchasing power, family, role and status, lifestyle and the list goes on and on. 

Open Banking: no leisurely walk in the DX park | FinTech | Enterprise Innovation

Open Banking and Open APIs are two terms that are constantly being played in the media. In Asia this is partly driven by regulators like the Monetary Authority of Singapore pushing industry players to pick up the slack left by years of “business as usual” complacency against the backdrop of disruption from startups and challenger banks that have clearly made their mark in the UK and other part of Europe.

Portus EVS – PSD2 API Open Banking Accounts Simulation Case Study

Portus simulations remove the load on a bank’s core infrastructure that will result from the demands of the Open API banking effort in general and in relation PSD2 specifically.

Sally Hunt on LinkedIn: “The dichotomy of open banking…

The dichotomy of open banking vs. data privacy !#openbanking #dataprivacy…

Open banking – the way forward – Lexology

Open banking is a term that is used by different people to mean different things. In practice, the key way in which open banking is being implemented…

PSD₂ and Open Banking catalysts for launch of Africa’s first financial graph

Since PSD₂ came into effect in January 2018, the world’s traditional banks have been irrevocably impacted. By opening up access to consumers’ financial data, previously owned exclusively by the banks, the new regulation allows fintech start-ups to legally access this data, once consumers have opted-in, and offer banking-type services – without needing a bank to do so. This has allowed more players to enter the market under regulatory supervision.

Experian secures FCA accreditation to supply Open Banking and PSD2 services

The UK’s largest credit reference agency, Experian, can now offer Open Banking and PSD2 (Payment Services Directive 2) services to enable the exchange of bank account information between people and organisations. The FCA has given it permission to operate as an Account Information Services Provider (AISP).