Fintech’s future is in the back end

Google searches for “fintech” are hovering at an all-time high, suggesting that the conversation about the digital transformation is peaking. But while the discussion has increased, the dollars have decreased. Total global fintech venture funding and fintech-related M&A deals together appear to be slumping, having fallen by nearly 50% between 2015 and 2016, to $25 billion.

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