- April 19, 2023
- Global Payments Knowledge, Strategy
ISO 20022 Migration – Understanding the benefits and implications of adoption
In order to provide organisations context to understand the benefits and implications of adopting ISO20022, PayX have created a document that may help to make informed decisions prior to the ISO 20022 journey. Approach Hindsight is 20/20Starts by leveraging the experience of about 56 bodies
- April 27, 2014
- Business, Card Processing, Strategy
Visa Argentina and Banelco alliance further strengthens Payments
In late 2013 announcements were made that Banelco, the large Argentinian Payments Processor, and Visa Argentina had agreed after several months to create an alliance to create new business in the financial marketplace. The changes are about to become reality with the two organisations working
- January 22, 2013
- Base 24, Business, Card Processing, Strategy
Product Managers are responsible for business results
Product managers determine marketing opportunity, relate product development to this opportunity, and then develop marketing approaches that present the product to the consumer or customer effectively and efficiently. They are concerned with revenues, profits, product development strategy, pricing, promotion, and other matters on which senior
- November 27, 2012
- Digital Payments, Global Payments Knowledge, Payment Research, Strategy
Does Payments Innovation Really Need To Take 10 Years?
Last week I was lucky enough to present my thoughts on Payment Trends at the CAC Card Academy event down in Oslo. For those of you who don’t know this was the last in a series of conferences which focus on Payment Card matters in the
How to turn a Customer into a Fan
No it’s not a magic trick with smoke and mirrors, though come to think of it many will probably consider it so. On the occasions when I have experienced the transition from simply being a customer to being a fan I have concluded that it
- November 16, 2012
- Business, Global Payments Knowledge, Strategy
Market Intelligence – the Top 3 Concerns
Ok, so it’s the norm that financial services companies introducing new products or services, or considering new market entry, will conduct a competitor and market assessment exercise as the initial phase of their planning, build, validation, implementation cycle. This is great but 3 things concern
- November 5, 2012
- Business, Managed Services, Strategy
Is your Project a Success even if it meets the business requirements?
Requirements Gathering Implementing a solution based solely on requirements doesn’t guarantee success. What if the requirements don’t exactly detail the issues the client was having? Or what if the interpretation doesn’t quite agree with the clients users? Even if you have the requirements completed it
- October 29, 2012
- Global Payments Knowledge, Strategy, Technology
So King Cash has now been deposed – Where now for ATMS?
With an amazing synchronicity following my recent Webinar, where a discussion on ATM migration had also consider if cash was now not the payment method of choice – a press release ‘Is cash dying in Britain?’ was issued. This press release from Skrill states: ‘One
Financial Services organisations can be Customer Centric, it doesn’t have to be rhetoric
“The successful financial services providers of the future will be customer centric organisations”. How many times have you heard that recently? How many times have you heard that over the last several years! For me being customer centric means putting the customer at the centre
- October 4, 2012
- Business, Card Processing, Interchange, Payment Research, Strategy
To Err is Human … to Receive Correct Interchange Fees Divine
New products, new channels, massive technological change and all bundled up into two major releases each year by the card schemes, well, as it says in each closing episode of Frasier – ‘What is a boy to do’ Put simply, the ambition to keep interchange