- April 14, 2020
- Global Payments Knowledge, Payment Research, Technology, Vendors
Payments Operational Costs Down while Maintaining Robustness
Everyone wants robustness and lowest operational cost. In the very short term this is hard to achieve, but since this is not just a short term challenge now, then it is crucial to evaluate new partners who can augment BAU with new revenue streams and
- November 8, 2015
- Digital Payments, Payment Research
Uberization of money by Wall Street Journal
The Uberization of Money The familiar middlemen of 20th-century banking and investing are giving way to something very different. Are we ready for the opportunities—and the risks? Imagine that you want to buy a home. You might find a real-estate agent to show
- June 14, 2013
- Payment Research
The Evolution of P2P
Digitisation of money and increased connectivity is transforming the P2P space. Sources 1.Money, money, money: The history of cash, The Independent, Oct 2007 2.History of plastic cards in the UK, UK Payments Council 3.Money and Currency in the 21st Century, Geoffrey Turk, 1997 4.The History
- November 27, 2012
- Digital Payments, Global Payments Knowledge, Payment Research, Strategy
Does Payments Innovation Really Need To Take 10 Years?
Last week I was lucky enough to present my thoughts on Payment Trends at the CAC Card Academy event down in Oslo. For those of you who don’t know this was the last in a series of conferences which focus on Payment Card matters in the
- October 15, 2012
- Card Processing, Global Payments Knowledge, Interchange, Payment Research
Consumers hit in the wallet by European Commission’s good intentions
I took a look at some of the reported findings from MasterCard over on Finextra today. Their article titled: MasterCard Research shows that Europeans fear they’ll pick up the tab for lower Interchange Fees makes for a very interesting read, with a hint to why
- October 4, 2012
- Business, Card Processing, Interchange, Payment Research, Strategy
To Err is Human … to Receive Correct Interchange Fees Divine
New products, new channels, massive technological change and all bundled up into two major releases each year by the card schemes, well, as it says in each closing episode of Frasier – ‘What is a boy to do’ Put simply, the ambition to keep interchange
- March 5, 2012
- Digital Payments, Global Payments Knowledge, Payment Research, Strategy, Technology
Mobile Commerce: Mass Usage Around the Corner?
This year’s iconic Mobile World Congress event in Barcelona, not only had the usual device releases but more significantly it had for the first time a wave of major mobile payments announcements. Probably the most active organisation was Visa, announcing key deals with Orange, Intel