The checkout landscape is evolving.
Pay-by-Bank is gaining traction, offering merchants lower costs and instant settlement. But cards still dominate thanks to global acceptance, consumer protections, and established infrastructure.
So which payment method will win the checkout?
The reality is that most businesses will need to navigate both — and understand where each rail creates the most value.
At PayX, we help banks, PSPs, and fintechs:
- Assess the impact of Pay-by-Bank on their payment strategy
- Identify new opportunities across payment rails
- Build future-ready payment propositions
If you’re exploring how these changes could affect your business, we’d be happy to share our perspective.