PayX Newsletter – Payments Infrastructure

Bank of Cyprus commits to higher payments standards with HPS’ PowerCARD solution HPS, the leading multinational provider of payment solutions, today announced that Bank of Cyprus, the largest banking and financial services group in Cyprus, completed the migration to HPS’ PowerCARD solution to replace its

Read more…

Barclaycard to acquire The Logic Group

In the space of a few days the next Payments Industry acquisition trail continues…. Barclaycard to acquire payment and loyalty specialist The Logic Group The Logic Group announces today (Monday 8th September 2014) that it is to be acquired by Barclaycard. The Logic Group announces today

Read more…

Payments projects set to skyrocket exponentially in 2014

The real future of payments: Will the acquisition of Alaric and Digital Insight by NCR Corporation change the global payments landscape forever?   An extract from the PayX Payments Market Analyst Service bulletins that go to our subscriber customers: “An exciting 2013, but an extraordinary

Read more…

Consolidation is not Data Conversion

In the last Hellenic Management Association (http://www.eede.gr) Banking Forum in Athens there was a very important discussion and presentation from Mr.Francesco Conte, Senior advisor in Accenture, Mergers & Acquisitions Expert and Mr.Francisco Garcia, IBM Global Business Services referring the proper approach of Consolidating for Banking

Read more…

ACI positioning to lead the enterprise payments IT space

Just back from a Market Analyst event put on by ACI to ourselves at PayX, IDC, Forrester, Gartner, Tower Group etc. Firstly the event was impressive with full commitment by ACI, including Philip Heasley engaging with his views, to help us understand the strategy, where

Read more…

Time to Depose King Cash?

Having been in the card an online payment industry for over 25 years and seeing in my own lifetime the change of the banking industry moving to electronic payment and card payment in particular, it has always the perennial question has always fascinated me on

Read more…

Creating Conditions for Change

In my last contribution to this blog, I made some fairly broad (and arguably common sense) statements on why change programmes often deliver disappointing results and what powerful forces come into play that will prevent an organisation from effecting change .  It would seem only

Read more…

Why Change Programmes Fail

Anyone who’s worked in a large organisation for any length of time is likely to have experienced transformational change in one form or another.  By (bad?) luck rather than judgment, I have been at the pointy end of some fairly significant change programmes during my

Read more…

What’s in Your Wallet?

My kids gave me a new Union Jack wallet for Christmas, forcing me to answer the question in Capital One’s old adverts, “What’s in your wallet?” Capital One credit card (the advert worked!), personal debit card, business debit card, supermarket credit card, 2nd debit card,

Read more…

Product Managers are responsible for business results

Product managers determine marketing opportunity, relate product development to this opportunity, and then develop marketing approaches that present the product to the consumer or customer effectively and efficiently. They are concerned with revenues, profits, product development strategy, pricing, promotion, and other matters on which senior

Read more…