Acronyms (PSD2, RTS, SCA…) are coming. But where are the apps, are they coming?

Acronyms (PSD2, RTS, SCA…) are coming. But where are the apps, are they coming? Few years back our smartphones were not that smart. The apps were designed to fulfil a single need. The more needs you had, the more apps you would also need. 

Sourced through Scoop.it from: medium.com