Uberization of money by Wall Street Journal

The Uberization of Money   The familiar middlemen of 20th-century banking and investing are giving way to something very different. Are we ready for the opportunities—and the risks?   Imagine that you want to buy a home. You might find a real-estate agent to show

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The Evolution of P2P

Digitisation of money and increased connectivity is transforming the P2P space. Sources 1.Money, money, money: The history of cash, The Independent, Oct 2007 2.History of plastic cards in the UK, UK Payments Council 3.Money and Currency in the 21st Century, Geoffrey Turk, 1997 4.The History

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Payments Innovation – where will it go from here?

Working for PayX places me firmly within the payments industry, but as someone who works in digital marketing I don’t personally possess a great knowledge of the actual workings behind payments technology. But thanks to all the recent innovation – I don’t need to! As

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Does Payments Innovation Really Need To Take 10 Years?

Last week I was lucky enough to present my thoughts on Payment Trends at the CAC Card Academy event down in Oslo. For those of you who don’t know this was the last in a series of conferences which focus on Payment Card matters in the

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Consumers hit in the wallet by European Commission’s good intentions

I took a look at some of the reported findings from MasterCard over on Finextra today. Their article titled: MasterCard Research shows that Europeans fear they’ll pick up the tab for lower Interchange Fees makes for a very interesting read, with a hint to why

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To Err is Human … to Receive Correct Interchange Fees Divine

New products, new channels, massive technological change and all bundled up into two major releases each year by the card schemes, well, as it says in each closing episode of Frasier – ‘What is a boy to do’ Put simply, the ambition to keep interchange

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Mobile Commerce: Mass Usage Around the Corner?

This year’s iconic Mobile World Congress event in Barcelona, not only had the usual device releases but more significantly it had for the first time a wave of major mobile payments announcements. Probably the most active organisation was Visa, announcing key deals with Orange, Intel

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